No platform custody
Client funds are held by authorised banks, trustees, custodians, conveyancers or payment providers. A wallet on EstateCapex is a reconciled beneficial view — never a deposit with us.
Trust & controls
We publish evidence, not badges.
A platform that talks to money earns trust through enforced controls and honest claims. These are the rules EstateCapex is built to keep — and the boundaries of what we will say about ourselves.
Financial controls
Money is governed by structure.
Immutable balanced ledger
Debits equal credits per transaction and currency, enforced at the domain and the database. Posted records cannot be edited; corrections reverse explicitly.
Purpose segregation
Investor, buyer, developer, trust, tax, fee and retention monies live in separate account classes with separate release rules. Commingling is structurally impossible, not just prohibited.
Certified release
Drawdowns cap at the lowest of certified work, authorised funding, budget and contract limits — with maker-checker approval and verified payees.
Maker-checker authority
Money-moving and record-changing actions carry approval limits and dual control. Every action records who acted and under what authority.
Oversight access
Where a legal basis exists, regulators, auditors, trustees and funders receive scoped, read-only, audited access — no bespoke evidence packs assembled after the fact.
Data & security
Engineered like it holds your title deed.
Tenant isolation, proven
Every organisation's records are isolated with database-enforced row security and verified by real isolation tests on real PostgreSQL — not by convention.
Evidence integrity
Documents, drawings and site media are content-hashed and versioned. Signed and certified versions are immutable; replacements supersede, never overwrite.
Zimbabwe data protection
Personal data is handled under a documented purpose and classification model aligned to Zimbabwe's Cyber and Data Protection Act, with hosting and cross-border decisions recorded before production processing.
The claim boundary
What we will not say.
Our engineering framework is designed with recognised control standards in view, and we gate every production claim on independent evidence. Until a specific independent examination exists, you will not see us claim one.
- No borrowed compliance. We never display “certified”, “regulated” or “bank grade” without the applicable independent evidence, scope and date.
- No promised returns. Forecasts are labelled as forecasts, everywhere, always. Investment participation opens only under a recorded regulatory route with named licensed participants.
- No silent AI. Automated checks flag exceptions for accountable humans. Generated analysis is never presented as professional certification.
- No manufactured trust. No fabricated metrics, testimonials or placeholder listings. If a number appears on this platform, it derives from the record.